Slave to the Lender

I have grown children.  My youngest is still at home while two are away at college and the oldest two are on their own.  My college children are receiving advice on how to build their credit.  Have a cell phone plan, take out a credit card and carry a balance, take out a student loan, trade in your car, and so on.   From people their own age I expect it.  From other parents I do not.  If you want to give advice to my children I suggest you open your finances to them also.  Tell them how much debt you have, what you actually own.  How much your stuff cost you.  Inform them about the institutions you have to work to pay because they OWN you.   How long you will have to continue working because you cannot afford not work.  Please let them know how satisfying it is.  Paint the whole picture or shut up.

That being said, I have smart kids that thankfully talk to us about these things for the most part.  They have had jobs, paid their car insurance and cell phone bills since high school but it is easy to be lured into the instant satisfaction society.

End of rant.

R Rated Post

I woke up to a lovely 15F this morning.  The problem with this is that I live on the Southern Gulf Coast.  This is me this morning:

Now we are up to 25F.  Rumor has it this is the last night we should freeze.  We'll see.   I am not a Damn Yankee, I do not miss winter, my right not to own a firearm, etc... I like my winters warm, I am spoiled after all these years. 

Shared from Big Food, Big Garden, Big Life, stay warm everyone!
 

Here We Go

Federal employees received notice today about their impending unpaid vacation. 

Will they put on another band aid for the third year in a row?  We wouldn't want to tax the sensibilities of our politicians by making them pass a budget, even though it should be a job description requirement or else they don't get paid.